Blog Posts

Pay NJ Surcharge Online: Step-By-Step Guide

Here’s a step-by-step guide to making NJ Surcharge and Traffic Ticket Payments Online.

This blog post will introduce you to useful online websites called NJMCdirect and NJSVS. Both are official websites of the NJ Government.

I still remember. Back in 2007, I paid my NJ traffic ticket fines by going to a nearby Municipal court or NJ DMV office.

I had to visit the court and stand in a long queue for hours before making the payments. By the time I was served, I was tired and hungry.

Luckily, things have changed now.

You don’t have to go through my experience when settling a traffic ticket. You can pay for your NJ parking tickets online.

New Jersey Municipal courts have launced an Online portal called NJMCdirect and NJSurcharge to pay traffic tickets and surcharges in New Jersey

Let’s get into the details of the NJ surcharge without any further Ado.

How is NJ Surcharge Calculated?

The amount you pay for a traffic ticket depends on the surcharge. The New Jersey Surcharge Violation System (NJSVS) uses your driving records to determine the amount you pay for any penalties (surcharge) added to your tickets.

You’ll pay a $150 surcharge if you have collected six points on your driving record within three years. An additional $25 is charged for each point greater than the first six.

Note: You must pay an annual surcharge for three years if you gather more than six points on your driving record.

The total sum you pay for your ticket will also depend on the nature of the offense, as explained below:

  • $300 in three years for failure to insure a moped. Penalty is split into three years, $100 per year
  • $3000 payment for first and second DWI in three years. (That is, $1000 per year).
  • Driving with an expired driver’s license carries a $100 yearly fine, totaling $300 in three years.
  • If you’re caught driving with a suspended driver’s license, you’ll pay $250 per year, up to $750 after three years.
  • You’ll pay $3000 for three years if you refuse to test for blood alcohol concentration—$ 1000 per year.
  • If you’re caught driving without a license, you’ll pay $100 per year for three years, up to $300.
  • $4500 for three years for your DWI if you commit an offense within three years of your second DWI. You’ll pay $1500 per year.
  • Driving an uninsured vehicle is charged $750 for three years, or $250 each year.
Pay New Jersey Traffic Surcharge Online

How to Pay the New Jersey Surcharge Online?

Follow these steps to pay the New Jersey Surcharge online:

  1. Go to the official New Jersey Surcharge Violation System (NJSVS) website for Surcharge Records and to make a Surcharge payment.
  2. Select one of the options from Driver’s License Number, Surcharge Number, Judgment Number, Installment Payment Plan Number, or Notice Number.
  3. Input one of the above details and your Date of Birth.
  4. Click on Submit button. Then you will get the pending surcharge details.
  5. Verify the penalty amount, and proceed to make the surcharge payment.

Note: You can pay your New Jersey surcharge online with a credit or debit card (MasterCard or Visa). A 2–3% service fee applies.

Penalties for Not Paying the Surcharge

  • The state suspends your driver’s license, and you cannot drive until you pay.
  • You face extra surcharges and fines if you drive after the state suspends your license.
  • If you delay payments past the suspension date, the Superior Court files a Certificate of Debt and increases the fine amount.
  • The state can use a judgment certificate to collect the unpaid amount.
  • This certificate stops you from selling property or moving out of state until you settle the balance.
  • Unpaid debts go to major credit bureaus, and your credit score can suffer.

Pay NJ Traffic Tickets Online

Pay any New Jersey traffic ticket through the NJMCdirect portal. Gather the ticket number, your vehicle’s license plate details, and a debit or credit card. Then follow these steps:

  1. Open a web browser like Chrome, Internet Explorer, or Safari.
  2. Go to the New NJMCdirect Portal at www.NJMCDirect.Co.com or NJMCdirect.com.
  3. Choose Traffic Ticket on the screen.
  4. Enter your ticket number, prefix code, plate number, and court ID or name.
  5. Click Continue after you fill in the details.
  6. Select Process NJMCDirect Ticket Payment.
  7. Enter your debit or credit card information and submit payment.
  8. Click Continue to view your payment receipt. Print the receipt if you want a copy. If you miss printing, you have 90 days to see your transaction details on the portal.

Although it’s now possible to pay for your traffic tickets or parking tickets online on the NJMCdirect website, there are some situations where you may need to appear in court. You can pay for your tickets through the website if:

  1. The issuing officer did not tell you that you must appear in court.
  2. The authorities haven’t issued a warrant for your ticket.

Today, I hope you learned all the important details about NJMCdirect and NJ Surcharge online payments.