Pay NJ Surcharge Online: Step-By-Step Guide

Here’s a step-by-step guide to Making NJ Surcharge and Traffic Ticket Payments Online. In this blog post, I will introduce you to a useful online website called NJMCdirect and NJ Surcharge. Both are official websites of the NJ Government.

I still remember. Back in 2007, I paid my NJ traffic ticket fines by going to a nearby Municipal court or NJ DMV office. I had to visit the court and stand in a long queue for hours before making the payments. By the time I was served, I was tired and hungry.

Luckily, things have changed now.

You don’t have to go through my experience when settling a traffic ticket. You can pay for your NJ parking tickets online.

New Jersey Municipal courts have launced an Online portal called NJMCdirect and NJSurcharge to pay traffic tickets and surcharges in New Jersey

Let’s get into the details of the NJ surcharge without any further Ado.

How is NJ Surcharge Calculated?

The amount you pay for a traffic ticket depends on the surcharge. The New Jersey Surcharge Violation System (NJSVS) uses your driving records to determine the amount you pay for any penalties (surcharge) added to your tickets.

You’ll pay a $150 surcharge if you have collected six points on your driving records within three years. An additional $25 is charged for each point greater than the first six.

Note: You must pay an annual surcharge for three years if you gather more than six points on your driving record.

The total sum you pay for your ticket will also depend on the nature of the offense, as explained below:

  • $300 in three years for failure to insure a moped. This comes to $100 per year for three years.
  • $3000 payment for first and second DWI in three years. (That is, $1000 per year).
  • Driving with an expired driver’s license carries a $100 yearly fine, totaling $300 in three years.
  • If you’re caught driving with a suspended driver’s license, you’ll pay $250 per year, up to $750 after three years.
  • You’ll pay $3000 for three years if you refuse to test for blood alcohol concentration—$ 1000 per year.
  • If you’re caught driving without a license, you’ll pay $100 per year for three years, up to $300.
  • $4500 for three years for your DWI if you commit an offense within three years of your second DWI. You’ll pay $1500 per year.
  • Driving an uninsured vehicle is charged $750 in three years, or $250 each year.
Pay New Jersey Traffic Surcharge Online

Guide to Pay NJ Surcharge Online

You can pay your New Jersey surcharge online using either credit or debit (Master or Visa) cards. However, this involves a 2-3% service processing bank fee.

Here is a complete guide to paying NJ surcharge online:

Step 1: Visit the official site for the NJ government vehicle and license database.

Step 2: When on the site, click ‘NJ Surcharges’ under ‘Penalties and Regulations’

Step 3: On the next link, “Surcharges,” click the “How do I pay surcharges’ question.

Step 4: When it opens, click the link with ‘pay with debit, credit, or e-checks.’

What are the penalties for not paying the surcharge?

Ensure you drive according to the set regulations to avoid surcharges. But in case you get caught on a driving offense, make payments in time, or else these penalties will follow;

  • Your driver’s license may be suspended, and you cannot drive anymore unless you pay the surcharge.
  • Additional surcharges and fines follow if you continue to drive after receiving a suspension from operating any vehicle on the road.
  • A delay in paying the surcharge after suspension on the set date, a Certificate of Debt is filed by the Superior Court, mentioning the new fine amount.
  • Your state will use a “judgment certificate” to collect the amount you owe them without your consent.
  • The certificate restricts you from selling your property or move another state.
  • If the surcharge debt gets high, you get reported to the leading credit bureaus.

Now that you know everything about NJ Surcharges, let’s examine how to pay NJ tickets before you are fined.

Here’s a simple guide to using the NJMCdirect ticket payment portal.

Paying NJ Traffic Ticket Online

First, to make an online payment for any NJ traffic ticket, you will need the Ticket number, Vehicle License plate details and a credit or debit card.

If you have all of the above, you may follow these steps to clear your New Jersey traffic ticket;

Step 1: Open a browser of your choice: Chrome, Internet Explorer, or Safari.

Step 2: Log in to the new NJMCdirect portal at or the NJMCdirect, another Official blog at www.NJMCdirect.Page.

Step 3: Select ‘Traffic Ticket’ from the options that appear on the screen.

Step 4: you’ll need to provide the following details: ticket number, prefix code, plate number, and court ID/Name.

Step 5: Click to continue after you enter all the required details.

Step 6: Click ‘Process NJMCDirect Ticket Payment’ to land on the payment page.

Step 7: Enter the debit or credit details to pay the fine.

Step 8: Click the ‘Continue’ button. It will take you to a receipt page. You can print it if you want.

If you don’t print the receipt, you have 90 days to check your transaction details on the NJMCDirect payment portal.

Important Considerations 

Although it’s now possible to pay for your traffic tickets or parking tickets through the website, there are some situations where you may need to appear in court. You can pay for your tickets through the website if:

  1. The issuing officer did not tell you you must appear in court.
  2. The authorities haven’t issued a warrant for your ticket.

That is all about NJ Surcharge. I hope you learned all the important details about NJMCdirect and NJ Surcharge online payments today.